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Is 2025 Your Year to Buy a Home?

Are you thinking about renting vs. buying? Renting can feel easier, but have you considered the long-term consequences?

A Bank of America report found that 70% of renters worry about rising costs and not building equity. If that sounds familiar, you’re not alone. The truth is that homeownership builds wealth over time.Benefits of Buying

📈 Home values tend to rise—meaning the longer you own, the more equity you build. In fact, 79% of buyers say homeownership is a wise financial investment (NAR).

Meanwhile, rent keeps going up. According to Census data, rents have steadily increased for decades, making it harder to save for a home later. When you rent, you’re building your landlord’s wealth—not yours.

Long-term impact?
Buying = Fixed payments, growing equity, financial stability.
Renting = Rising costs, no wealth-building, no return on investment.

If you’re able to buy, homeownership is one of the best ways to build financial security.

🔍 Want to see what’s on the market? Let’s chat and explore your options!

#Homeownership #RentingVsBuying #BuildingWealth #RealEstate2025

Scott Swinford is a dedicated mortgage lender and founder of American Hero Home Loans, specializing in VA loans and mortgage solutions for Veterans, first responders, and everyday heroes. As a former first responder himself, Scott brings a deep understanding of the unique needs and challenges faced by those who serve. With a strong commitment to education, he regularly teaches classes to real estate professionals and military families, helping them navigate the path to homeownership with confidence. Whether you're buying your first home or exploring your VA loan benefits, Scott is here to serve you with integrity, expertise, and purpose.

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